What percentage of a salary may be garnished?

There is a protected amount that may not be garnished at all, and above it a limit on the garnishment rate. The amounts are updated; it is advisable to check the current figures according to the circumstances.

A very low salary was garnished from me — is that legal?

A salary below the protected threshold may not be garnished at all. If this happened, you may be entitled to a refund and cancellation of the garnishment.

How much does the check cost?

The check is free. An attorney's fee of 25% + VAT applies only if a refund is actually obtained.

Guide · Garnishments & Over-Collection

Salary Garnishment — How Much May Be Garnished and How Much Is Protected

Salary garnishment directly hits your monthly income. But the law limits how much can be garnished and protects a basic wage for subsistence. If more than allowed was garnished from you — you may be entitled to a refund.

In short: A salary below a protected threshold cannot be garnished, and even above it a limit applies. Garnishment beyond what is allowed — may entitle you to a refund.

What is the wage protected from garnishment?

Under the Wage Protection Law and the principles of Enforcement and Collection Authority procedure, there is a minimum wage amount that may not be garnished at all — an amount intended to ensure basic subsistence for the debtor and their family members, and usually derived from the income-support level and family size. The amounts are updated from time to time, so it is important to check the current figures in the official sources.

How much may be garnished from the portion above the protected threshold?

Above the protected amount there is a limit on the garnishment rate, so as not to drain the entire wage. The Enforcement and Collection Authority registrar takes needs and circumstances into account. In garnishment for child-support purposes, different rules may apply.

When is «too much» collected?

A wage below the protected threshold was garnished.
A rate higher than allowed was garnished from the portion above the threshold.
Needs or dependents were not taken into account.

What to do?

Gather pay slips and supporting documents.
Check the amount deducted against the protected threshold.
File an appropriate application to reduce/cancel the garnishment and to recover amounts over-collected.

Was too much collected from you? Let's check — free

Garnishment and refund-eligibility check at no cost. If you are entitled to a refund — we handle it, and charge a success fee of 25% + VAT only from the amount actually refunded. No win, no fee.

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More guides:‹ General guide: over-collection and garnishment ‹ Bank account garnishment — what is protected and how to cancel ‹ Claim of payment ("pareti") — full guide

Official sources

Work wages that cannot be garnished or pledged — Kol-Zchut Assets and funds that may not be garnished — Kol-Zchut Enforcement and Collection Authority

This guide is general information only, based on official public sources and databases, and does not constitute legal advice or a substitute for individual advice from an attorney. The amounts and rules are updated from time to time. Use of the site does not create an attorney–client relationship.